Success Stories - Usage Based Insurance Solution | Sasken

Scope

• Development of end-to-end solution including smartphone client, telematics platform and portal to collect, analyze and record driving patterns and score drivers.

Solution

• Enables usage of a smart phone sensors to collect driving data
• Uses statistical methods – smoothing, low pass filters, noise reduction for event detection (hard braking, hard acceleration, cornering) and scoring
• Supports Telematics data platform and portal
• Integrated with underwriter systems
• Overall dashboard for all registered drivers
• Score and trip reporting for recorded trips
• Recording of trip parameters of hard barking, hard acceleration, cornering, etc.

Impact

• Helps the insurance carriers to better assess the risk of the drivers
• Cost effective, eliminates the need for a hardware OBD dongle